HEALTH INSURANCE: Everything you need to know

What is Health Insurance?

Health Insurance is a insurance which insured you to be healthy and fit life in all aspects, In a world where health is synonymous with wealth, investing in comprehensive health insurance is a good choice to be a overall well-being. Outstanding health insurance providers not only provide financial help, but also keep their health first and access high-quality medical care.

Benefits of Health Insurance

Benefits are the health services your Insurance pays, There should be a minimum set of benefits in most health Insurance Policies. Some examples are

  • Hospital Care
  • Visits  to a primary care doctor and specialists
  • Outpatient procedures, Like Surgery
  • Mental Healthcare
  • Emergency and urgent care
  • Oral and Vision care for children

How to select best Health Insurance Policy?

  • Choose Adequate Sum Insured Amount
  • Choose the Right Coverage Types
  • Check the Maximum Renewal Age
  • Insurer with High Claim Settlement Ratio
  • Cashless Hospitalization
  • Check the review & read the  exclusions

Types of Health Insurance Plans

  • Health Insurance for family
  • Health Insurance for senior citizens
  • Health Insurance for Individual

Eligibility criteria to buy a Health insurance Plan

The eligibility criteria to buy a health insurance plan depend on a number of factors such as the age of the policy holder, pre-existing diseases, etc. In most health insurance plans, the following eligibility criteria should be met:

Age Criteria for AdultsEntry age for Adults: 18 to 65 years
Age Criteria for Dependent ChildrenEntry age for Children: 90 days to 25 years
Pre-medical ScreeningAbove the age of 45/55/60 years
Pre-existing Disease waiting period2 years to 4 years

Some of India’s Best Health Insurance Providers

  • Bajaj Allianz Health Insurance Company
  • Bharti AXA Health Insurance Company
  • Manipal Cigna  Health Insurance Company
  • HDFC ERGO Health Insurance


Health Insurance is a most important decision in our Life; check all factors before buying any health insurance plan. We have provided best knowledge from our side. But Policies and plans changes over time to time hence do some research by yourself before buying any plan

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