What is Health Insurance?
Health Insurance is a insurance which insured you to be healthy and fit life in all aspects, In a world where health is synonymous with wealth, investing in comprehensive health insurance is a good choice to be a overall well-being. Outstanding health insurance providers not only provide financial help, but also keep their health first and access high-quality medical care.
Benefits of Health Insurance
Benefits are the health services your Insurance pays, There should be a minimum set of benefits in most health Insurance Policies. Some examples are
- Hospital Care
- Visits to a primary care doctor and specialists
- Outpatient procedures, Like Surgery
- Mental Healthcare
- Emergency and urgent care
- Oral and Vision care for children
How to select best Health Insurance Policy?
- Choose Adequate Sum Insured Amount
- Choose the Right Coverage Types
- Check the Maximum Renewal Age
- Insurer with High Claim Settlement Ratio
- Cashless Hospitalization
- Check the review & read the exclusions
Types of Health Insurance Plans
- Health Insurance for family
- Health Insurance for senior citizens
- Health Insurance for Individual
Eligibility criteria to buy a Health insurance Plan
The eligibility criteria to buy a health insurance plan depend on a number of factors such as the age of the policy holder, pre-existing diseases, etc. In most health insurance plans, the following eligibility criteria should be met:
| Criteria | Specifications |
| Age Criteria for Adults | Entry age for Adults: 18 to 65 years |
| Age Criteria for Dependent Children | Entry age for Children: 90 days to 25 years |
| Pre-medical Screening | Above the age of 45/55/60 years |
| Pre-existing Disease waiting period | 2 years to 4 years |
Some of India’s Best Health Insurance Providers
- Bajaj Allianz Health Insurance Company
- Bharti AXA Health Insurance Company
- Manipal Cigna Health Insurance Company
- HDFC ERGO Health Insurance
Conclusion
Health Insurance is a most important decision in our Life; check all factors before buying any health insurance plan. We have provided best knowledge from our side. But Policies and plans changes over time to time hence do some research by yourself before buying any plan